Consider Money

Can a Credit Card Company Sue You?

Can a Credit Card Company Sue You?

Can a Credit Card Company Sue You?  They can, and they will. While it might seem unfair that you owe a few thousand dollars and are being sued when these companies obviously have billions, that’s simply the law. You signed a contract when you started using the card. So if you wonder, can a credit…

Non-Profit vs For-Profit Debt Consolidation

Non-Profit vs For-Profit Debt Consolidation

It seems as if nobody is immune to credit problems these days. While there is some disagreement as to whether the economy is growing or shrinking at any given moment, everybody agrees it’s not growing fast enough. With the lackluster economy and increasing number of people are having a harder time dealing with their debt….

Maintaining or Beating an Average Credit Score – Use The Odds

Maintaining or Beating an Average Credit Score – Use The Odds

690 is about the average credit score for Americans. If you are considering maintaining or beating an average credit score to take out a loan then you might want to know what your current credit score is. How you rank in terms of credit can make a huge difference as to whether you will be…

5 Tips On Credit Card Consolidation

5 Tips On Credit Card Consolidation

Here are 5 tips on credit card consolidation to help you manage your debts more effectively.   Draw Up a Financial Budget Yes I know it is boring but you will never be able to get out of debt until you know exactly how much you earn and what you spend your money on. In…

Simple Steps for Repairing a Poor Credit Score

Simple Steps for Repairing a Poor Credit Score

A good credit score is something that you often take for granted until it is gone. Having a poor credit score will cripple you in many ways, from not being able to get credit when necessary, to being stopped from making important purchases. If you work hard and take many steps, you can often improve…

How to Build Your Credit from Scratch

How to Build Your Credit from Scratch

Build your credit from scratch can be a slow process. When you are faced with the task of building it from scratch, it can seem to take a long time. Have patience, and use these tips to help you get a good start. In no time you will find that you have a diverse amount…

What is the Difference Between Payday Loans and Personal Loans?

What is the Difference Between Payday Loans and Personal Loans?

Payday loans and personal loans, on the surface, may seem alike, but they’re very different with the pros and cons for each needing clear understanding before you sign on the dotted line.  It is important that you understand the difference between payday loans and personal loans. The potential for you lose an enormous amount of your…

Alternatives to a Personal Loan

Alternatives to a Personal Loan

Before committing to a personal loan or you’ve been rejected, you should consider alternative sources of capital. Here are some alternatives to a personal loan: Low or No-Interest Credit Cards Make sure to read the fine print to avoid accruing additional debt and interest payments. Be aware, no interest for 1 year applies ONLY to…

What is Origination Fees?

What is Origination Fees?

Without a doubt, getting a personal loan is undoubtedly a great way to meet short-term cash flow needs. Whatever your purpose, whether you’re looking to consolidate smaller debts, investing into a home improvement projects, or paying for unexpected expenses, a personal loan can help you achieve your goals.  Just like any credit product, personal loans,…

The Best and Worst Ways You Can Use a Personal Loan

The Best and Worst Ways You Can Use a Personal Loan

The simple answer to “Can I use a personal loan for anything?” is yes you can. There are a number of traditional and online options that are available for taking out a personal loan, and if you have decent credit, securing this kind of loan can be a quick and easy affair. However, just because…

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